0410 413 196
Get a FREE Assessment
0410 413 196
Get a FREE Assessment

Caloundra Finance & Mortgage broker

You Can Rely On (We Guarantee It)
Tired of banks making it harder than it needs to be? 
At IKTB, we’re on your team. Smarter loan options, less stress, 
and yep, you might borrow up to $200K more more than you expected. 
No stress. No suits. Just real help from people who care.

Fast applications submissions - typically within 24 hours once we’ve got your docs

No upfront cost - we’re only paid by the lender when your loan successfully settles

Guaranteed loan approval - or we’ll give you $500 cash for wasting your time

We cover your exit fees if you refinance - so switching doesn’t cost you

Fully local and qualified – no call centres, no offshore handballing

Schedule a chat, we’ll have things sorted before your next beach walk
MFAA Member 2025
CommBank Elite Broker 2022
Rate my Agent Broker of the year 2022
MFAA Endorsed Mentor Marketing 2023
QLD Brokerage of the Year 2023
Renee - Top 10 Broker 2023
Rate My Agent Top 5 Broker 2023
Best Mortgage Broker Sunshine Coast 2023
QLD Brokerage of the Year 2024
Renee - Top 10 Broker 2024

Need Financing? See Our Services

Click below to see our loans. And the best part? Our help is completely free. 
At IKTB, we’re only paid by the lender after your loan settles successfully.

What Our Clients Say

Excellent
5.0 
Based on 120
reviews
All reviews
Patricia Jar
Renee, is committed and dedicated to find you the best rates possible. She is gives all her valuable time to make things happen. She is very informative and supportive and overall very friendly to deal with.
Lini Mathew
Fantastic human and great service provider. Renee has been really great in helping us achieve our goals. The team is quick to respond and guides you through the process. Their timelines are honest which leads to getting what you expect at the expected time.
Gillian Vaughan
Above and beyond. Renee and her team were quick professional and very supportive. Would recommend them for all financial help that you require from start to finish.

Over 60 Lenders You Could Choose From

Mortgage Finance Broker Sunshine Coast Lenders

Trusted Caloundra Mortgage & Finance Broker

At IKTB, we’re Caloundra locals through and through. We know this coastline, from leafy streets in Caloundra Heads to boutique shops on the Esplanade, and how different lenders see property here. If you're self-employed or running a small business, we cut through the bank red tape to get you the right loan, fast.

Whether it’s refinancing your home in Caloundra West or securing a low-doc loan to launch your café, we’re here to make finance straightforward and stress-free. Caloundra may feel laid-back, but the property market is anything but. That’s why clever structuring and quick approvals are essential.

This isn't just a beautiful place to live, it’s a smart place to invest. With the right finance partner behind you, your Caloundra property goals are within reach.

Caloundra Finance & Mortgage Broker

Caloundra Mortgage Broker: Fast, Friendly & Fee‑Free

Looking for a local Caloundra finance & mortgage broker who gets you, and doesn’t charge a cent until your loan settles? That’s us. At I Know The Broker (IKTB), we help Caloundra locals with everything from first‑home loans and refinancing to self‑employed finance, investment loans, renovation funding, and more. We focus on smart structuring, fast turnaround, and real results. Make an enquiry today and let our Caloundra team guide you through your best loan options.

Why Choose a Local Broker in Caloundra?

Living in Caloundra, maybe near Bulcock Beach, Kings Beach, Pelican Waters, or Aura, means unique lending needs. Local banks know our towns, rates change quickly, and properties vary from canal estates to first-time suburbs. IKTB brings:

  • Fast submission, 360° loan apps within 24 hrs once we’ve got your docs

  • Locally informed decisions, we know what lenders expect here

  • No upfront cost, we get paid only after your loan settles

  • Transparency & simplicity, straight talk, no hidden fees

Strong borrowing outcomes, many access $100‑200K more than they anticipated

Loan Solutions for Every Stage

Buying: First Home, Second Home, or Downsizing

Get support with low-deposit options, bridging finance, and structured borrowing to make your dream move smoother. We help Caloundra couples just like you navigate grants, deposit gaps, and lender requirements.

Self-Employed: Tradie, Freelancer, Small Business Owner

Not all brokers can explain fluctuating income to lenders. We work with low‑doc and flexible lenders, turning invoices and seasonal cycles into loan approval.

Investor & SMSF Borrowing

Whether you're buying in Aura, Pelican Waters, or Kings Beach, we support local investors leveraging equity or building portfolios via SMSF or strategic investment loans.

Renovation & Construction Funding

From kitchen remodels to knock-down rebuilds, our Caloundra clients get structured loan options with drawdown facilities or equity lines tailored for their timelines.

Frequently Asked Questions

Often yes, smart structuring leads to more borrowing potential.
Yes, we assist with property loans within self‑managed super funds.
Absolutely, let’s review your home equity and structure a plan that fits your renovation goals.
ID, income proof, bank statements, and a clear goal, refinance, home purchase, or investment.
If rates are better or your goals have shifted, refinancing could save you thousands.
Depending on sale timing and lender speed, often within 2–3 weeks.
Yes, we can structure bridging loans for home upgrades or new property purchases.
We’re local, fast, transparent, and cost-free to you, no offshore call centres.
Yes, we work from Caloundra directly and are happy to invite you in or chat via Zoom.
Yes, you get complimentary rate checks and update advice as needed.
Absolutely, we work with multiple lenders suited to investment and SMSF buyers.
That’s exactly when you chat with us, many clients get better structures after using IKTB.
Click “Make an enquiry today” to schedule a Discovery or Lending Assessment with our Caloundra team.

Need more details? Get in touch.

​We're here to help! Contact us by phone, text, email or our social media channels.

Office Details

Mon - Friday
08:00 - 17:00
After hours by appointment

I Know The Broker Caloundra

81/30 Minchinton St
Caloundra QLD 4551
Australia
0410 413 196

Office Hours:

Monday to Friday: 8 AM to 5:30 PM
Weekend: Closed

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